@font-face{font-family:Newsreader;font-style:italic;font-weight:200 800;font-display:swap;src:url(../media/79e9e0e3b9220e46-s.15s2gb72mvmw9.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Newsreader;font-style:italic;font-weight:200 800;font-display:swap;src:url(../media/e62850744c7f266e-s.43_ypb-kqawuo.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Newsreader;font-style:italic;font-weight:200 800;font-display:swap;src:url(../media/9433d1a810498265-s.p.3z77xcxvtx9_e.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Newsreader;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/150f724d70372c02-s.2ym9msm88vm4r.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Newsreader;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/750c737482d9de2f-s.08jxdyhjmo52g.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Newsreader;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/5f402bd2d8eef81a-s.p.23oeb0afa3wba.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Newsreader Fallback;src:local(Times New Roman);ascent-override:69.68%;descent-override:25.12%;line-gap-override:0.0%;size-adjust:105.48%}.mnyU6a_className{font-family:Newsreader,Newsreader Fallback}.mnyU6a_variable{--font-display:"Newsreader", "Newsreader Fallback"}
@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2c55a0e60120577a-s.03ez25a9g3i0n.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/9c72aa0f40e4eef8-s.3i9rha7jpxn0q.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/ad66f9afd8947f86-s.2o7ko1d-5m1xu.woff2)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/5476f68d60460930-s.1ee5w62fj497l.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2bbe8d2671613f1f-s.1way2z9fj6cig.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/1bffadaabf893a1e-s.0szrwpqb9mkwe.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/83afe278b6a6bb3c-s.p.45535valc9rzk.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter Fallback;src:local(Arial);ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.0%;size-adjust:107.12%}.KujYLq_className{font-family:Inter,Inter Fallback;font-style:normal}.KujYLq_variable{--font-body:"Inter", "Inter Fallback"}
:root{--paper:#f6f4ee;--card:#fffdf8;--ink:#1c2430;--muted:#59626f;--line:#e0dbce;--line-strong:#c9c2b0;--green:#1f4e79;--green-soft:#e6eef6;--gold:#a4770f;--gold-soft:#f4ead3;--max:1060px}*{box-sizing:border-box}html{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}body{background:var(--paper);color:var(--ink);font-family:var(--font-body), system-ui, sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:16.5px;line-height:1.65}.shell{max-width:var(--max);margin:0 auto;padding:0 22px}.site-header{border-bottom:3px double var(--line-strong);background:var(--card)}.site-header .shell{flex-wrap:wrap;align-items:baseline;gap:28px;padding-top:18px;padding-bottom:14px;display:flex}.wordmark{font-family:var(--font-display), serif;letter-spacing:-.01em;color:var(--ink);font-size:1.55rem;font-weight:600;text-decoration:none}.wordmark span{color:var(--green);font-style:italic}.site-header nav{flex-wrap:wrap;gap:4px 18px;display:flex}.site-header nav a{color:var(--muted);font-size:.92rem;font-weight:500;text-decoration:none}.site-header nav a:hover{color:var(--green)}h1,h2,h3{font-family:var(--font-display), serif;letter-spacing:-.012em;font-weight:600;line-height:1.18}h1{margin:1.6em 0 .35em;font-size:clamp(1.9rem,4.5vw,2.7rem)}h2{margin:2.2em 0 .5em;font-size:1.5rem}h3{margin:1.8em 0 .4em;font-size:1.17rem}p{margin:.8em 0}a{color:var(--green)}.lede{color:var(--muted);max-width:46em;font-size:1.13rem}.verified{background:var(--green-soft);color:#173d60;border:1px solid #c3d4e6;border-radius:4px;width:fit-content;max-width:100%;margin:10px 0 4px;padding:5px 12px;font-size:.82rem;font-weight:500;display:block}.verified:before{content:"";background:var(--green);vertical-align:.05em;border-radius:50%;width:8px;height:8px;margin-right:8px;display:inline-block}.verified a{color:inherit}.indicative{background:var(--gold-soft);color:#6d4f0a;border-color:#e2cf9c}.indicative:before{background:var(--gold)}.table-wrap{border:1px solid var(--line);background:var(--card);border-radius:6px;margin:1.2em 0 .4em;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.95rem}caption{text-align:left;font-family:var(--font-display), serif;padding:12px 14px 4px;font-size:1.05rem;font-weight:600}th,td{border-top:1px solid var(--line);text-align:left;padding:9px 14px}thead th{text-transform:uppercase;letter-spacing:.06em;color:var(--muted);border-top:none;font-size:.78rem;font-weight:600}td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}tbody tr:nth-child(2n){background:#1f4e7909}td strong{font-variant-numeric:tabular-nums}.source-note{color:var(--muted);margin:.5em 0 1.6em;font-size:.85rem}.source-note a{color:var(--muted)}.card-grid{grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;margin:1.4em 0;padding:0;list-style:none;display:grid}.card-grid a{background:var(--card);border:1px solid var(--line);color:var(--ink);border-radius:6px;height:100%;padding:16px 18px;text-decoration:none;display:block}.card-grid a:hover{border-color:var(--green)}.card-grid .kicker{text-transform:uppercase;letter-spacing:.08em;color:var(--green);margin-bottom:4px;font-size:.75rem;font-weight:600;display:block}.card-grid .title{font-family:var(--font-display), serif;font-size:1.12rem;font-weight:600;display:block}.card-grid .meta{color:var(--muted);margin-top:6px;font-size:.85rem;display:block}.keyfacts{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin:1.5em 0;padding:0;list-style:none;display:grid}.keyfacts li{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--green);border-radius:4px;padding:12px 15px}.keyfacts .kf-label{color:var(--muted);font-size:.78rem;display:block}.keyfacts .kf-value{font-family:var(--font-display), serif;font-variant-numeric:tabular-nums;font-size:1.35rem;font-weight:600}.crumbs{color:var(--muted);margin-top:1.4em;font-size:.83rem}.crumbs a{color:var(--muted)}.crumbs span[aria-current]{color:var(--ink)}.faq h3{margin-bottom:.2em}.faq p{color:var(--ink);margin-top:.2em}.crosslinks{border-top:1px solid var(--line);margin-top:3em;padding-top:1em}.site-footer{border-top:3px double var(--line-strong);background:var(--card);color:var(--muted);margin-top:4.5em;font-size:.88rem}.site-footer .shell{padding-top:22px;padding-bottom:30px}.footer-links{flex-wrap:wrap;gap:20px;display:flex}.footer-links a{color:var(--muted)}.footer-fine{font-size:.8rem}@media (max-width:600px){th,td{padding:8px 10px}}.stat-grid{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:1.4em 0 .6em;padding:0;list-style:none;display:grid}.stat{background:var(--card);border:1px solid var(--line);border-radius:6px;grid-template-columns:auto 1fr;align-items:baseline;column-gap:6px;padding:14px 16px 12px;display:grid}.stat-value{font-family:var(--font-display), serif;font-variant-numeric:tabular-nums;font-size:2.2rem;font-weight:600;line-height:1.1}.stat-unit{color:var(--muted);font-size:.9rem}.stat-label{color:var(--muted);grid-column:1/-1;margin-top:2px;font-size:.86rem}.muted{color:var(--muted)}th[scope=row]{font-weight:500}.chart{background:var(--card);border:1px solid var(--line);border-radius:6px;margin:1.2em 0 .6em;padding:12px 14px 6px}.chart-legend{color:var(--ink);flex-wrap:wrap;gap:4px 16px;margin:0 0 6px;padding:0;font-size:.84rem;list-style:none;display:flex}.chart-legend li,.chart-tip div{align-items:center;gap:6px;display:flex}.swatch{border-radius:2px;flex:none;width:14px;height:3px}.swatch-ref{background:repeating-linear-gradient(90deg, var(--muted) 0 4px, transparent 4px 7px)}.chart-plot{width:100%;position:relative}.chart-plot svg{touch-action:pan-y;display:block}.chart .grid{stroke:var(--line);stroke-width:1px}.chart .axis{stroke:var(--line-strong);stroke-width:1px}.chart .ref{stroke:var(--muted);stroke-width:1.25px;stroke-dasharray:4 3}.chart .crosshair{stroke:var(--line-strong);stroke-width:1px}.chart .tick{fill:var(--muted);font-variant-numeric:tabular-nums;font-size:12px}.chart .end-label{fill:var(--ink);font-size:12.5px}.chart-tip{background:var(--card);border:1px solid var(--line-strong);pointer-events:none;border-radius:6px;padding:8px 10px;font-size:.8rem;line-height:1.5;position:absolute;top:6px;box-shadow:0 2px 8px #1c243014}.about-figures{border-left:3px solid var(--line-strong);margin-top:2.4em;padding:4px 18px 10px;font-size:.93rem}.about-figures h2{margin-top:.8em;font-size:1.2rem}.checker{gap:18px;margin:1.4em 0;display:grid}@media (min-width:900px){.checker{grid-template-columns:1.15fr 1fr;align-items:start}.checker-result{position:sticky;top:16px}}.checker-form fieldset{border:1px solid var(--line);background:var(--card);border-radius:6px;margin:0 0 14px;padding:12px 16px 14px}.checker-form legend{float:left;width:100%;font-family:var(--font-display), serif;margin:2px 0 6px;padding:0;font-size:1.08rem;font-weight:600;line-height:1.3}.checker-form legend+*{clear:both}.choice{cursor:pointer;align-items:center;gap:10px;padding:5px 0;display:flex}.choice input{accent-color:var(--green);width:18px;height:18px}.hint{color:var(--muted);margin:.3em 0 .6em;font-size:.86rem}.holding{border-top:1px solid var(--line);grid-template-columns:1fr;gap:8px;padding:10px 0;display:grid}@media (min-width:560px){.holding{grid-template-columns:1.5fr .9fr 1.2fr auto;align-items:end}}.holding label span{color:var(--muted);margin-bottom:3px;font-size:.8rem;display:block}.holding select,.holding input{width:100%;font:inherit;border:1px solid var(--line-strong);color:var(--ink);background:#fff;border-radius:4px;padding:7px 9px;font-size:.95rem}.holding select:focus,.holding input:focus,.choice input:focus-visible,.add-button:focus-visible,.link-button:focus-visible{outline:2px solid var(--green);outline-offset:2px}.add-button,.link-button{font:inherit;cursor:pointer;color:var(--green);border:1px dashed var(--line-strong);background:0 0;border-radius:4px;margin-top:8px;padding:7px 12px;font-size:.9rem}.link-button{border:none;margin:0;padding:7px 4px;text-decoration:underline}.checker-result{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--line-strong);border-radius:6px;padding:4px 18px 10px}.checker-result h2{margin-top:.7em;font-size:1.35rem}.verdict-likely-yes{border-left-color:#b4532a}.verdict-depends{border-left-color:var(--gold)}.verdict-likely-no{border-left-color:#2f7d55}.checker-result ul{margin:.4em 0;padding-left:1.1em}.reason{margin:.55em 0}.note-cell{color:var(--muted);font-size:.86rem}.field-error{color:#9c3d16;margin-top:4px;font-size:.82rem;display:block}.holding input[aria-invalid=true]{border-color:#9c3d16}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}@media (min-width:560px){.holding.single{grid-template-columns:1fr}.holding.two{grid-template-columns:1fr 1fr}}.holding.single,.holding.two{border-top:none}.fee-table{margin:.4em 0 .8em;font-size:.95rem}.fee-table th{font-weight:400}.fee-table .total th,.fee-table .total td{border-top:2px solid var(--line-strong);font-weight:600}.checker-result h3{margin-top:1.2em;font-size:1.05rem}.cost-list{margin:.4em 0;padding-left:1.1em;font-size:.93rem}.cost-list li{margin:.5em 0}.terms{border-top:1px solid var(--line);margin:1em 0}.terms>div{border-bottom:1px solid var(--line);grid-template-columns:1fr;gap:2px 18px;padding:10px 0;display:grid}@media (min-width:640px){.terms>div{grid-template-columns:13em 1fr}}.terms dt{font-weight:600}.terms dd{margin:0}